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Credit unions and banks can look very similar on the surface. Both offer many of the same financial services, including checking and savings accounts, auto loans, home loans, and credit cards. However, credit unions are unique, and there are some key things that help set us apart from our banking brethren.

Credit unions are not-for-profit organizations with a cooperative structure. We’re owned by our members and are dedicated to serving our members. We don’t issue stock or pay dividends to outside stockholders. In short, we don’t answer to stockholders — we answer to you.

The money you invest in Quantum Credit Union is reinvested in you, and this means more for you — more earnings back to you in the form of lower rates, higher interest on deposits, and lower fees.

All members also have an equal voice at our credit union. Our board of directors is made up of all volunteers — elected by members — and are members themselves. As a member, you even have the right to run for the board. This process ensures our board has your best interests at heart.

We are also conveniently located within the communities we serve, and we offer a vast network of co-op branches and ATMs across the U.S. to ensure you can access your money when you need it, wherever you are.

At Quantum Credit Union, we are eager for you to become a part of our growing family. If you’re interested in making the switch, click here to join us.