SERVICE FEE SCHEDULE
Fees are subject to change without notice.
Free Services for all Accounts
Amount
Online Banking
Free
Mobile Banking
Free
Mobile Deposit
Free
Online Bill Pay
Free
VISA® Debit Card
Free
E-Statements
Free
Automated Phone Access
Free
ATM Transactions at Quantum ATM & Co-op ATMs
Free
Notary Service
Free
Replacement Debit Card
$5.00
Account Service Fees
Amount
The Q Plus Account (Initial deposit of $100 required)
Monthly service fee if balance falls below $100 during the month
$9.00
Corporate Checks – First 3 per month free, then
$1.00 each
The Q Account (No minimum deposit required)
Monthly Service Fee
Free
ATM transactions at foreign ATMs (excluding Co-op ATMs)*
$1.00
Corporate Checks – First 3 per month free, then
$1.00 each
Bank On Account (Initial deposit of $5 required)
Monthly Service Fee
$5.00/month
Share Savings Account (Initial deposit of $5 required)
Monthly service fee if balance falls below $5 during the month
$5.00
Transfers - 6 free transfers per month, then
$5.00/transfer
Money Market Account
Transfers – 6 free transfers per month, then
$5.00/transfer
IRA Account
IRA Direct Transfer Out / IRA Closure
$25.00
VISA® Card Services
Amount
Annual Fee
Free
Late Payment
$20.00
Cash Advance (percentage of amount of advance)
2%
Foreign Transaction Fee (percentage of each transaction in U.S. dollars)
1%
Rush Fee
$35.00
Visa Cash Advance – refer to our Visa Credit Card Disclosure
Loan Fees
Amount
Loan Processing Fee
1%; max. $100.00
Late Payment
5% of amount past due; max. $25.00
Vehicle Registration, Title Documents, UCC
Varies
Loan Payments from Visa Debit Card
$10.00
Online/Phone Payments – from another financial institution
$10.00
Safe Deposit Boxes
Amount
3 X 10 box/year
$30.00
5 X 10 box/year
$40.00
10 X 10 box/year
$60.00
Replacement/Lost Keys
Varies
Fees Applied to All Accounts
Amount
Early Account Closing (open less than 6 months)
$25.00
Statement Copies
$1.00/page
Account Printout
$1.00/page
Corporate Checks
$1.00
Money Orders
$3.00
Domestic Wires
$20.00
Stop Pay
$30.00
Returned Check (NSF)
$30.00
ACH Origination Returned
$30.00
ACH On Demand
$5 per in Online Banking, $10 per by Member Services
Courtesy Pay
$30.00
Overdraft Protection
$10.00/transaction
Returned Deposit Item
$20.00
Check Copies – Less than 90 days
$3.00 each
Check Copies – More than 90 days
$10.00 each
Research Fee (one hour minimum fee applied)
$25.00/hour
Account Reconcilliation
$25.00/hour
Garnishment Processing Fee
$15.00
Dormant Account Fee (no activity for 12 months and no other account relationship with
Quantum, and balance less than $100, and over the age of 18)
Quantum, and balance less than $100, and over the age of 18)
$10.00/month
Invalid Address Fee
$5.00/month
Fees are subject to change without notice. Effective 2.1.23
*Foreign ATM owner fees may apply.
