VISA CREDIT CARD CHIP TECHNOLOGY
Big protection in a tiny chip! Quantum Visa Credit Cards come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your card is not only more secure -- it’s also easy to use. Here’s what you can look forward to as a cardholder.
Enhanced fraud protection
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Global acceptance on Quantum Visa® Credit Card
More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit cards are accepted.
Easy to use
Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. See detailed steps to the right.
If a chip-activated terminal is available, follow these easy steps:
- Insert the chip end of your card into the terminal with the chip facing up.
- Keep your card in the terminal and follow the prompts.
- Remove your card when prompted and take your receipt.
If a merchant is not yet chip-activated, you can still swipe your card to pay.
No matter how you pay, you’re protected against unauthorized use with Visa’s Zero Liability Policy.1
Chip technology FAQs:
Q: What is a chip card?Open or Close
A: Quantum Visa Credit Cards now feature chip technology. You’ll enjoy global acceptance plus an enhanced level of security.
Q: How does chip technology work?Open or Close
A: Whenever you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Q: Where can I use a chip card?Open or Close
A: You can use your card at millions of places that accept Visa credit cards, at home and around the world.
Q: Can I still swipe my card to pay?Open or Close
A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card.
Q: Will I have to pay any fees to use a chip card?Open or Close
A: No. There are no additional fees to use a chip card.
1 Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult your issuer.